21 December 2020
OAC Christmas Carols 2020
OAC has commissioned a special performance by Oxford Girls' Choir Please follow the link below to view this concert OAC and Oxford Girls' Choir Carol Concert Founded in 1984 by Richard Vendome,...
Expert opinion when you need it
Our experienced team of actuaries and consultants have been at the forefront of developments in the financial services industry for over 20 years. We provide specialist advice and support to our clients and are always happy to help journalists with expert comments on industry news and trends. OAC is regularly quoted in various industry publications.
For all enquiries from the media and press please contact Frances Smythe, OAC Head of Culture and Organisational Development, either by email to frances.smythe@oacplc.com or by telephone on +44 (0)20 7278 9500.
Meet our experts
Everyone here at OAC are experts in their field. They’re reliable, knowledgeable and, most importantly, approachable. Because when it comes to business, we like to keep things personal and build highly beneficial relationships with our clients. Let us introduce you to five of our experts.
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Darren Richards
- Appointed CEO in 2013, responsible for strategy and vision.
- Joined OAC in 2009 as Head of Financial Modelling, overseeing business development and Mo.net® strategy.
- Fifteen years’ previous experience of financial software development and delivery for many international financial institutions.
- Experience of governance risk and compliance, introducing systems and related services internationally.
- PhD from Cambridge University in Exotic Derivative pricing.
- Chairman of Cambourne Eagles FC.
- Plays for the Caldecote Old Crocs football team. He loves “moving his aging frame” around the football pitch trying to save as many goals as possible, or enduring similar pain watching Leeds United.
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Cara Spinks
- Senior member of the actuarial consulting team and holds roles as Chief Actuary, With-Profits Actuary and Reviewing Actuary.
- Main areas of expertise are regulatory reporting and financial modelling, coupled with 20 years' experience of various aspects of with-profits business.
- Helps embed all aspects of Solvency II for a number of clients.
- Speaker at industry events and has a specific interest in the benefits of, and promotion of, smaller mutuals.
- Member of the Association of Financial Mutuals' Health and Protection Committee, and previously on the Regulation and Governance Committee.
- Outside of work, Cara has completed her Leadership Qualification for Girlguiding and volunteers weekly at her local Rainbow unit.
- Enjoys road trips with her young family in their campervan, playing the piano, long walks in the hills and looking after her garden.
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Christine Rose-Williams
- Highly experienced in handling and managing Regulator led and client internal business reviews of past advice involving financial products.
- Ten years’ corporate and individual pensions marketing and sales development.
- Previously the Product Manager for Group Pensions within a major life office.
- Member of The Personal Finance Society and CII - DipPFS qualified.
- Advanced Financial Planning Certificates G10/G30/G60 (1995/96) and Financial Planning Certificates 1, 2, and 3 (1994).
- Loves food, friends and fresh air!
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Sally Butters
- Over 30 years’ insurance industry experience
- Expert in regulatory reporting and the management of with-profits funds
- Acts as Chief Actuary and Appropriate Actuary to various firms
- Previously held roles of Actuarial Manager, Chief Finance Officer and Chief Risk Officer.
Latest
28 October 2020
Product Oversight and Governance (POG) Requirements
On 8 October 2020, EIOPA published their approach to POG supervision with the aim of "providing more clarity for insurance manufacturers and distributors on the supervisory approach to POG requirem...
13 October 2020
BoE and PRA Request to Understand Impact of Zero or Negative Bank Rate
BoE and PRA Request to Understand Impact of Zero or Negative Bank Rate The Bank and the prudential regulator have asked certain firms, including insurers, to provide an assessment of system change...
![Suitability of [DB] Pension Transfer Advice](/media/1019/istock000069288285large.jpg?anchor=center&mode=crop&width=350&height=260&rnd=131003633030000000)
10 October 2020
Suitability of [DB] Pension Transfer Advice
Since the introduction of pensions freedoms in April 2015, consumers have more options available to access their pensions. Furthermore, recent changes in the financial environment have pushed trans...
20 September 2020
Funeral Plans - Asset Adequacy Report (AAR) requirements
The Financial Reporting Council approved an update to its actuarial guidance standard known as TAS 400 : Funeral Plan Trusts on 1 July 2020. Although early adoption is encouraged, the effective da...
28 August 2020
Coronavirus and customers in temporary financial difficulty
On 11 August, the FCA published finalised guidance setting out measures to help customers who hold insurance and premium finance products and who are in temporary financial difficulty because of co...
What our clients say
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"Our experience of working with OAC has shown them to be both professional and pragmatic. We are more than satisfied with the work OAC have done for the Society and the solutions they have provided. We would not hesitate to recommend OAC's services to others."