Key contact information
	Christiane Perera
	Mike Martineau
	Christine Rose-Williams
	regulatoryoutsourcing@oacplc.com
	Testimonials
	Holmesdale Building Society: "I really appreciate the effort OAC put into fighting our corner in this case.
	I believe that one of the things which makes OAC different from other firms is that you do offer a very..." [See all >>]
	Publications & downloads
	OAC Topical Article - Q2/08 Solvency 2: an introduction to QIS4
	Terms and Conditions of Business
	Related links
	OAC Software Solutions
	OAC Compliance Consulting
	OAC Interim Resourcing Services
	OAC Expert Witness Services
	Relevant accreditations

Past business reviews

Established in 1994 to do just this type of work, OAC has a wealth of experience in these types of reviews, having been heavily involved in:

• Pensions Review
• FSAVC Review
• Endowment Mortgage Review
• SERPS / S2P Review

OAC is able to provide a comprehensive service, covering:

• Overall approach to reviewing cases within the business review. OAC can advise on the best process and approach to follow for a particular review.
• Data gathering to enable the firm to make an accurate and objective assessment of the sale. We are able to understand the data that firms will need to complete a full and thorough review.
• Compliance assessment - did the sale pass the regulatory requirements in place at the time of advice? OAC has a team of dedicated compliance professionals to assist with an objective assessment of compliance.
• Loss assessment - what loss has the consumer suffered? OAC has developed its own proprietary software to calculate the often complex actuarial value of loss.
• Causation - if you are able to show that the consumer would have acted in the same way irrespective of the advice then there may be grounds to reduce or even eliminate the amount of any redress payable. OAC can apply its compliance expertise to assist with these often difficult issues.
• Redress settlement - what redress is payable and in what form? OAC can advise on the most appropriate form of redress where any is due.

We can provide a Skilled Person Report as and when one is required by the FSA. Section 166 of the Financial Services and Markets Act 2000 gives the FSA power to require firms to provide reports prepared by skilled persons. At OAC we are fully qualified to undertake your skilled person's reviews. For further details about this specific service see Compliance Consulting - Skilled Persons' Reports (S166).

Contact us to discuss how we can help you with your past business review.