Privacy Policy

OAC is strongly committed to your right to privacy. All information that is collected from visitors to the website will be kept strictly confidential and will not be sold, reused, rented, loaned or otherwise disclosed to any other firm or individual. All information you provide will be held with the utmost care and will not be used in ways that you have not consented to. Our commitment is to create a safe and enjoyable experience for visitors and users to our website. A more detailed explanation about how we safeguard and use your personal information is described below.

This Privacy Policy applies to the OAC website, accessed by www.oacplc.com, referred to herein as "the Website". Wherever we refer to "OAC" this includes all OAC entities: OAC plc and Software Alliance Limited. OAC is a registered Data Controller under the Data Protection Act 1998. For further information please see OAC and The Data Protection Act 1998.

If you have any questions or comments, please don't hesitate to contact us.

Information padlock / signpost

This symbol (designed by the Information Commissioner) acts as a signpost, so that you can tell at a glance that personal data about you is being collected and processed.

How does OAC collect information about you?

By completing forms on the Website and / or registering to use any part of the Website, the user has to input personal information in order to use the services. All personal information is only obtained by the user inputting information, which is then stored on a secure server. Thereafter, use of services on the Website may add additional information to individual records.

The Website will only collect information to improve the experience users gain from using the Website.

How will OAC use the information it collects about you?

Your information is strictly confidential.

The information gathered (as explained in "How does OAC collect information about you?") will only be used for the purpose of providing services on the Website and any subsequent OAC services you require.

It may be appropriate to contact users of Website services directly with useful and relevant information about OAC. Users can let OAC know at any time if they wish to change the way we contact them.

Will OAC share your information with anyone else?

Information gathered will only be for the use and management of the Website and any subsequent OAC services you require. Information will not be passed to any business or individual not involved with the management of the Website.

The management of the Website is all done within the United Kingdom (UK), therefore, the Website is bound to UK legislation and regulations.

OAC may need to pass on your information to people who provide a service to them (although it will only do this on the understanding that they keep your information confidential) and anyone to whom we may transfer our rights and duties. We may also disclose your information if we have a duty to do so or if the law requires us to.

How long will OAC keep your personal information on file?

OAC will not keep your information for longer than is necessary and will take steps to ensure that it is kept up-to-date.

OAC reserves the right to notify you if any Website service will be terminated, and a sufficient notice period will be given. Upon termination all personal details will be deleted from the OAC system. OAC reserves the right to notify you to ask whether you need Website services due to a long period of non use or response.

You have a right under the Data Protection Act 1998 to ask what information we hold about you. You can do this by contacting us below if you require a printout of your details (there is a charge of £10 for this service).

Security

OAC provides an encrypted and secure connection for all webpages that require users to provide personal and identifiable information. An encrypted connection provides a high level of security that would be naturally expected for the type of information the Website uses.

Please remember that internet communications are not secure unless the data being sent is encrypted. We cannot accept any responsibility for unauthorised access by a third party or for the corruption of data sent to us by non secure means. We recommend that all enquiries are made through our secure Website and not by email.

Links to other websites

The Website has hyperlinks to other websites. OAC is not responsible for the data policies, or for the content, of any other website. It is recommended that you appraise yourself of the privacy policy and procedures applicable to such other websites and of persons operating and controlling such other websites.

Use of cookies

There are two types of cookie**: session and persistent.

OAC uses session cookies to enable the Website to identify registered users of services. The session cookies may also allow registered users to access their details and information at any time. This type of cookie only operates when the user is logged in and is deleted automatically after a specific period of time when there has been no activity, or when the user logs off.

The Website may offer a persistent cookie as part of the user login process, in order to remember login details for future use. This type of cookie will stay permanently on the computer's hard drive until the registered user selects not to remember login details at the login webpage, or this cookie is removed manually.

Any development of cookies would be for the benefit of users.

** A cookie is a piece of information stored on your computer's hard drive by your internet browser.

Business information

Registered name: OAC plc (trading as OAC Actuaries and Consultants)

Registered address: Portsoken House, Minories, London, EC3N 1LJ

Registered in England number: 4663795

VAT number: 630 6786 31

Telephone: +44 (0)20 7278 9500

Facsimile: +44 (0)20 7278 9400

Email: enquiries@oacplc.com or OAC Mail

Primary website address: www.oacplc.com