Key contact information
	Philip Jowett
	Christopher Critchlow
	pensionsconsulting@oacplc.com
	Testimonials
	Christie Group plc : "OAC have worked with us for nearly three years now. They were recommended to us and their first assignment was to work on an acquisition that we completed in December 2002. We found their work clear and incisive, and have subsequently had them advise us..." [See all >>]
	Publications & downloads
	OAC News - Q2/08 Financial Modelling Edition
	Related links
	Mo.net: The future of financial modelling
	Relevant accreditations

Pension buy-out and bulk annuity market

The pension buy-out and bulk annuity market is becoming increasing competitive with many new entrants into the marketplace. Alongside conventional insurance based arrangements, there are a variety of alternative products, including risk hedging solutions addressing longevity, investment returns, price and/or salary inflation and partial buy-out opportunities on a non-insured basis. With such a range of possible alternative solutions to retaining the risks associated with DB pension schemes, it is essential that sponsoring employers have information that is fully up to date, comprehensive and designed to meet their particular requirements.

OAC has the mix of skills - expertise, experience of the market and technical back-up - needed to provide the advice which employers contemplating derisking their schemes are going to need:

• comparative analysis of pricing of different products;
• trends and impact of pensioner longevity;
• stochastic modelling of both future investment and mortality variations; and
• analysis of the need for longevity hedging and the costs of the various products currently available.

Contact us to discuss how OAC can help.