Actuarial and financial services consulting
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  Overview  
  Life interests and reversions  
  Pensions on divorce  
  Financial Ombudsman Service  
  Endowment and pension mortgages  
  Contracting out of SERPS/S2P  
 
  Investment risk mismatch  
     
 

Guaranteed annuity rates

The benefit of a valuable guarantee has sometimes been lost through inappropriate advice to transfer the policy value to buy an annuity or to a SIPP drawdown.

Sometimes the guarantee is restricted to a type of pension not required eg no spouse benefit or no increase in payment or from a date when retirement is not planned.

OAC has considerable experience in advising on compensation if the valuable option has been lost, or on how to make use of the option and still achieve an overall pension as required.

Contact us to discuss how OAC can help you with your guaranteed annuity rate enquiry.

 

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OAC Actuaries and Consultants.

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